What the AI does with
your Schwab activity.
Connecting Charles Schwab isn't the finish line — it's the input. Here is what SuperBooks does with each transaction, and the one step that stays yours.
Every Schwab transaction syncs into SuperBooks through Plaid — read-only. We can see the money move; we can never move it.
Upload a receipt, then attach it to the Schwab transaction it belongs to. It stays linked from then on.
Each Schwab expense is sorted into a category you control, and the expenses-by-category report adds them up for your accountant.
Profit and loss, burn rate and runway are computed from your Schwab feed each time you open them, so they are never a month behind.
Brokerage transfers, dividends, and interest from Charles Schwab are separated from operating cash, so your books show real business income — not money you simply moved between accounts.
Every currency,
kept as it happened.
Schwab posts in USD. Invoice a client in EUR or pay a vendor in GBP: each account, transaction and invoice keeps the currency it happened in, and your invoice totals convert to USD at the day's published rate.
One read-only link to set up.
Up to two years of history.
SuperBooks asks Plaid for up to 24 months of Schwab transactions and categorizes each one it is confident about.
We can't move your money.
That's by design.
Plaid handles authentication. We hold a read-only OAuth token and nothing else — what you enter to connect goes to Plaid, never to our servers.
Full security disclosureWhat people ask before
they connect Schwab.
Straight answers, each one true of SuperBooks as it ships today rather than as it is planned.
Does Charles Schwab work with Plaid?
Yes. Plaid lists Schwab as "Charles Schwab", institution ID ins_11. In the snapshot of Plaid's institution list SuperBooks took on July 12, 2026, it is one of 9,761 active US institutions.
Can I connect Charles Schwab to QuickBooks or other accounting software?
SuperBooks has no QuickBooks connection: it is bookkeeping software itself, and it connects to Schwab through Plaid. To take those transactions into another tool, export them as a CSV: one file of the transactions you select, with a column naming the bank account each one came from.
Do I need my own Charles Schwab API access or developer key?
No. SuperBooks reaches Schwab through Plaid, read-only, and Plaid runs the connection, so there are no developer credentials to request from the bank. Your own data is then readable over the SuperBooks REST API, its TypeScript and Python SDKs, and its MCP server — on every plan.
How do I link my Charles Schwab business and personal accounts?
Connect Schwab through Plaid, choosing the online-banking profile that holds those accounts; SuperBooks then lists every account Plaid returns for it, and you choose which ones sync. All of them count as one bank connection on your plan. SuperBooks keeps one connection per Plaid institution for each company — for Schwab, Plaid's "Charles Schwab" record — so connecting it again replaces that connection instead of adding a second one. If your personal and business accounts sit under two separate online-banking profiles there, only one of them can be connected at a time.
Who handles the connection when I link Charles Schwab through Plaid?
Plaid does. You connect through Plaid — in Plaid's own window, or on Schwab's own site if Schwab uses OAuth — so what you enter goes to Plaid or Schwab, never to SuperBooks. All SuperBooks receives is a read-only token for transactions and balances — it can never move money — and disconnecting Schwab asks Plaid to revoke it.
What does Charles Schwab share with Plaid when I connect SuperBooks?
For SuperBooks, transactions and balances, read-only. SuperBooks requests one Plaid product, Transactions, so that is what the connection carries, and it requests nothing that can move money. SuperBooks then lists the accounts Plaid returns and syncs only the ones you switch on. What Charles Schwab and Plaid exchange beyond that is set by their own terms.
What is Plaid on my Charles Schwab account, and how do I disconnect it?
Plaid is the service SuperBooks uses to reach Charles Schwab. Plaid describes itself as "a financial technology company that helps you connect your financial accounts to the apps and services you choose" (https://plaid.com/what-is-plaid/, checked October 16, 2026). To disconnect Charles Schwab in SuperBooks, open Settings, Bank Connections and use the Delete icon on its connection, then type DELETE and confirm. That permanently removes the connection's accounts and transaction history from SuperBooks, and, if SuperBooks still holds the connection's access token, it then asks Plaid to revoke that read-only access to transactions and balances. To review every app you have linked through Plaid, Plaid says: "Plaid Portal lets you view connected apps, manage permissions, and disconnect accounts you no longer want to share with an app or service."
Charles Schwab Plaid not working, or stopped syncing?
Reconnect it. Each connection in Settings, Bank Connections has a Reconnect icon. It reopens Plaid on that same connection (Plaid's update mode) instead of adding a new one, then syncs again, so it does not use up a second bank connection on your plan. Whether Charles Schwab can be reached through Plaid at a given moment is up to Plaid and Charles Schwab, not SuperBooks.
How much Charles Schwab history comes across?
SuperBooks asks Plaid for up to 730 days — roughly two years — the first time you connect. How much of that actually arrives depends on what Schwab makes available through Plaid.
Does SuperBooks categorize Charles Schwab transactions automatically?
Yes, when it is confident. SuperBooks applies a category above a 0.7 confidence score; below that it writes nothing rather than guessing, so the Schwab transaction stays uncategorized in your list until you set it.
Can I export my Charles Schwab transactions?
Yes — your transactions export as a CSV on every plan and from every role, so you can hand Schwab activity to an accountant or load it into another tool whenever you want.
What does connecting Charles Schwab cost?
Nothing to start: the free plan includes 1 bank connection and takes no credit card. Starter raises that to 3 connections and Pro to 10.
Connect your Schwab account.
Let the AI keep the books.
The Charles Schwab name and logo are trademarks of their owner, shown here only to name the bank you can connect; other bank names and logos on this page belong to their respective owners. SuperBooks is not affiliated with, endorsed by, or sponsored by Charles Schwab or any other bank named here. SuperBooks never asks for your bank username or password: you connect through Plaid, in Plaid's own window or on your bank's own site. Plaid is a trademark of Plaid Inc.